How It Works

URCASH UR-IRaaP UR-Forex Deposit Bond UR-StartUp UR-MSME UR-FINAI-Global
1

Create Your Account

Sign up and verify your identity through our secure OpenBanking integration.

2

Set Your Preferences

Specify your lending or borrowing requirements, including amount, terms, and when you need.

3

Get Matched

Our platform automatically matches lenders with borrowers based on their county/country/currency.

4

Secure Transactions

All payments are processed through OpenBanking for maximum security and transparency.

UR-RepoEdge Account UR-Wealth UR-Mortgage UR-GovFund UR-Gold UR-IRaaP for Business

Financial Innovation

Scottish Financial Technology Awards - Best Start Up/New Entrant 2025 Finalist
Scotland's Global Investment Summit 2025
FinAccelerate 2025 Cohort Member
Digital Trust Center of Excellence

We are proud to be recognised by leading partners and institutions: Finalist at the Scottish Financial Technology Awards 2025, investee at the Global Scotland Investment Summit 2025, cohort member of FinAccelerate 2025, and cohort member of the Digital Trust Centre of Excellence funded by Standard Life. Jones Day, a global capital markets law firm with offices in 40+ locations worldwide provide regulatory submissions. URCASH connects directly with lenders and borrowers for better rates, faster approvals, and transparent lending through our secure OpenBanking Integrations.

User Registration Start Lending Start Borrowing

Democratizing Interest Rates with Open Banking Integration

Why Choose URCASH?

Lower Interest Rates

Borrowers enjoy rates up to 40% lower than traditional banks, while lenders earn competitive returns on their investments.

Secure OpenBanking

Bank-grade security with OpenBanking integration ensures your transactions are safe and compliant with financial regulations.

Smart Matching

Our AI-powered platform handles debt collection reminders. Our platform is built to connect borrowers with the lenders based on their preferences.

StartUps

Connect with investors and lenders who believe in your startup's potential. Showcase your ideas, secure funding, and scale globally. Your journey starts here let's grow together!

Financial Institutions

Expand your reach by connecting with regulated institutions globally. Match in your national or chosen currency, with minimum transactions of $2M or equivalent. Secure seamless collaborations today!